The Standard Variable Home Loan is suitable for:

 Borrowers who are individuals, companies or trusts;
 Borrowers who can provide proof of income;
 Borrowers who have limited genuine savings even as little as 3%;
 Borrowers who have no genuine savings (e.g. through a gift).

Loan Features

 A very competitive interest rate;
 Loans available between $30,000 to $2,000,000;
 No ongoing monthly fees;
 Borrow up to 97% of value of the property;
 Make payments directly from your salary or by Direct Debit;
 No restrictions/penalties on extra payments or lump sum repayments;
 Unlimited free redraw access to any extra repayments;
 Fix the interest rate on all or part of your loan;
 Principal and Interest loans available for up to 30 years;
 Interest Only loans for up to 10 years for borrowers with genuine savings;
 Splitting the loan into Fixed and Variable Interest rates available;
 Available for residential and land only purchases;
 Available as a construction facility;
 Available as a refinancing or debt consolidation option;
 Also available as a Lo Doc Option.

If this sounds like the type of loan that fits you, please contact one of our Brokers