The Basic Line of Credit Home Loan provides a variable rate Line of Credit and is suitable for:

 Borrowers who are individuals (PAYG or self employed)
 Companies;
 Partnerships or trusts.

Loan Features

 A very competitive variable interest rate;
 Loans available between $30,000 to $2 Million;
 No ongoing fees;
 Borrow up to 90% of value of the property;
 Make payments directly from your salary, Direct Debit or BPAY;
 No restrictions/penalties on extra payments or lump sum repayments;
 Unlimited free redraw access to any extra repayments with no minimum redraw;
 Funds readily accessible through phone and internet;
 Principal and Interest Loans up to 30 years with first 5 or 10 years as interest only;
 Interest capitalisation option available;
 Splitting the loan is available but variable interest rates only (no fixed rates);
 Available for owner occupied or investment property refinancing, or any other worthwhile Purpose;
 Available as a refinancing or debt consolidation option;
 Also available as Lo Doc Option;
 Cheque Book option available;
 Credit card sweep available;
 Also available as a construction facility.

If this sounds like the type of loan that fits you, please contact one of our Brokers